Does Cortina accept insurance?
Cortina participates with selected insurance plans for eligible
medical dermatology visits at the Belle Meade clinic. Confirm
participation for your specific plan and scheduled provider before
your appointment. Plans from the same insurance company may have
different networks.
Can Cortina guarantee that my visit is covered?
No. Checking benefits before your visit does not guarantee payment.
Your insurer determines final coverage after processing the claim.
Use the number on your insurance card to confirm current benefits,
including coverage for the services you expect to receive.
Do I need a referral?
Some insurance plans require a referral before a dermatology visit.
Confirm your plan’s requirements and arrange any required referral
before your appointment.
Who is responsible for copays, deductibles, and coinsurance?
Patients are responsible for lawful patient amounts, including
applicable copays, deductibles, coinsurance, and properly disclosed
noncovered services. Contractual adjustments and amounts Cortina
is prohibited from billing are not your responsibility. See our
Patient Financial Policy
for payment and deductible estimate details.
Are cosmetic and elective laser services covered?
Cortina treats cosmetic care, clinical facials, and elective laser
or device services as self-pay and does not bill them to insurance.
Pricing is reviewed before treatment.
What if I do not have insurance or my plan is out of network?
Medical visits can also be self-pay. Patients without insurance and
patients using out-of-network benefits must pay in full at the time
of service. Unless required by law or a payer agreement, Cortina
does not submit claims for out-of-network benefits. Call before
booking to discuss clinic billing and review our
self-pay policy.
Can I request an estimate before my visit?
If you do not have insurance or are not using it for your care,
you can request a Good Faith Estimate, a written estimate of
expected charges for scheduled non-emergency care. Call
615.819.1414 before your visit.
Our
Patient Financial Policy
explains estimate timing and your related rights.
Could I receive a separate laboratory bill?
Yes. Biopsies, cultures, and other tests may be analyzed by
independent laboratories that bill separately. Ask which laboratory
is expected to be used, then check its network status and pricing
with the laboratory and your insurer. Review our
outside services policy
for details.